OwnStore
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2026 Comparison Guide

OwnStore vs RetailGraph: Modern Cloud POS vs Legacy Desktop ERP

Why pay ₹15,000–₹35,000+ per counter license plus recurring AMC fees? OwnStore delivers 100% free cloud billing, high-speed 15-second counter checkout, and a free digital store for Indian retailers.

✓ Permanent Free Tier (100 Bills/Mo) ✓ Zero AMC or Upgrade Fees ✓ Instant Mobile & Tablet Access ✓ Dynamic UPI Payment QR Code

OwnStore vs RetailGraph Comparison Table

See why growing Indian retailers and supermarkets choose OwnStore over legacy desktop software.

Feature OwnStore RetailGraph Vyapar Tally Prime
Pricing Model Free Forever (100 bills/mo) ₹15,000–₹35,000+ per terminal ₹2,399–₹3,999/year ₹18,000+ + ₹4,500/yr TSS
Annual AMC Fees ₹0 (Zero AMCs) ₹3,000–₹8,000/year Mandatory renewal ₹4,500/year TSS
Platform & Architecture ✓ 100% Cloud (Browser/Mobile) ✗ On-Premise Windows Desktop Hybrid Local/Cloud Desktop-Only Windows
Mobile Owner Access ✓ Real-Time on Phone/Tablet ✗ Requires Remote Desktop / Addon Mobile App Available Limited Tally Reports
Checkout Speed ✓ < 15 Seconds Counter POS Complex Multi-Layer Menus 20–30 Seconds Accounting Entry Screens
Dynamic UPI Payment QR ✓ Built-in on Thermal Receipts Requires Custom Integration Static QR Only Requires Third-Party Addon
Free Online WhatsApp Store ✓ Built-in Zero Commission Store ✗ Not Included Basic Catalog ✗ None
Multi-Counter Sync ✓ Instant Real-Time Cloud Sync Requires Local LAN Server Setup Paid Add-on Multi-User License (₹54k)

Top 3 Reasons Shop Owners Replace RetailGraph with OwnStore

Avoid heavy desktop lock-in, database crashes, and high maintenance overhead.

1. Zero Software Installation & Hardware Freedom

RetailGraph locks you to expensive Windows desktops, SQL database servers, and technician visits for installation. OwnStore runs directly inside Google Chrome or Safari on any smartphone, Android tablet, iPad, or laptop. No installation, no database crashes, and zero IT headaches.

2. Save ₹20,000+ Every Single Year in Fees

RetailGraph charges thousands upfront plus recurring annual maintenance contracts (AMCs) just to receive software updates. OwnStore offers a permanent free tier with 100 free invoices every month. Even our unlimited pro plan costs a fraction of RetailGraph's recurring AMC fees.

3. Complete Business Control on Your Phone

Whether you are visiting distributors, traveling, or at home, OwnStore lets you monitor live store sales, view cashier performance, track cash in drawer, and inspect inventory levels in real time from your mobile phone without complex VPNs or Remote Desktop software.

Frequently Asked Questions

Common questions answered for retailers migrating to OwnStore.

What is the main difference between OwnStore and RetailGraph?

RetailGraph (by Swil) is a legacy on-premise desktop ERP and POS software that requires high upfront software license fees (₹15,000 to ₹35,000+ per terminal), mandatory annual maintenance contracts (AMCs), and dedicated Windows hardware with local database installations. OwnStore is a 100% modern cloud-based billing and retail POS platform with a permanent free tier (100 bills/month free forever), zero hardware lock-in, real-time mobile accessibility, and an integrated zero-commission online store.

How much does RetailGraph cost compared to OwnStore?

RetailGraph charges ₹15,000 to ₹35,000+ for single-counter licenses, plus ₹3,000 to ₹8,000 yearly in recurring AMC and update fees. Multi-store setups can cost lakhs in implementation. In contrast, OwnStore provides a permanent 100% free plan for up to 100 invoices each month with no credit card required. For high-volume supermarkets and chains, OwnStore's premium plan starts at just ₹299/month with unlimited billing, multi-device cloud sync, and zero AMC fees.

Can I monitor retail sales from my mobile phone with OwnStore?

Yes. Because OwnStore is built on cloud-native technology, store owners can view real-time sales dashboards, live cash drawer totals, low stock alerts, and customer khata balances directly from their smartphone from anywhere in the world. RetailGraph relies on local desktop databases and requires complex remote desktop connections or paid add-ons to access off-site data.

How fast is counter checkout in OwnStore compared to RetailGraph?

OwnStore is optimized for lightning-speed retail counter operations. Cashiers can scan barcodes, apply promotional discounts, choose payment modes (Cash, UPI, Card, Split), and generate 2-inch or 3-inch thermal receipts in under 15 seconds. RetailGraph involves complex ERP menus with multi-layer navigation that slows down busy checkout lines.

Does RetailGraph offer a free customer-facing online store?

No. RetailGraph is strictly back-office desktop billing and POS software. To sell online, you have to invest in third-party integrations and custom e-commerce web developers. OwnStore includes a free, branded online store (e.g., yourshop.ownstore.app) that syncs live with your retail stock, allowing local customers to order via WhatsApp 24/7 with zero marketplace commissions.

Does OwnStore generate dynamic UPI payment QR codes on receipts?

Yes. On every printed thermal slip and digital WhatsApp invoice, OwnStore generates a dynamic NPCI UPI QR code with the exact bill amount. Customers scan with PhonePe, Google Pay, or Paytm and pay instantly into your store bank account without manual entry errors.

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